Eight Simple Steps to Avoid Debt

Do you sometimes have trouble paying your monthly bills, let alone saving for the future? Do you often make just the minimum monthly payment on your credit cards despite the interest rates? Do you worry about dipping into your home equity or 401(k) to make ends meet? Well, worry no more. Our simple eight-step plan offers common sense advice on what you can do, starting today, to reduce your debt and stay on track for a healthy retirement.

Saving or Investing: Is There a Difference?

Financially speaking, the terms “saving” and “investing” are often used interchangeably, but there are some important differences. Understanding these differences and taking advantage of them may help you reach your financial goals.

Fall Financial Tips to Help You Spring Forward

Surprises can be great fun—but most of us prefer to avoid them when it comes to financial matters. Check out these mid-year tips for avoiding a surprise at tax time and getting your financial house in order.

Trends in Employee Benefits

The 20th anniversary edition of the Society of Human Resource Management’s (SHRM’s) annual Employee Benefits research report reveals significant changes in employee benefits.

Five Ways to Save on a Winter Getaway

With winter just around the corner you may be starting to think about a getaway. Whether you’re planning to chill on the slopes or thaw out on the beach, these money-saving ideas can help you stretch your travel budget.

It’s Time for Your Annual Retirement Evaluation!

It’s that time of year again. Voya Retirement Advisors recently mailed your annual Retirement Evaluation to help you measure your progress toward your retirement savings goals.

RMD Generally Due by 12/31

Are you currently subject to an annual required minimum distribution (RMD)?

Have You Figured Out How to Pay for Your Retirement?

How will you pay for your retirement? Sure, you have various sources of retirement income including individual savings, Social Security and your employer-sponsored plan accounts, but how can you spend your savings in the way that is most advantageous? The order you spend sources of retirement income is as important as how much you save. If you haven’t considered your retirement income strategy, read on.

What Do You Know About Social Security Benefits?

What you should know about Social Security benefits is that more and more workers are coming to realize that Social Security benefits may not satisfy the amount of income they will need in retirement. If you’re a few months or even a few decades away from retirement, here’s a quick primer about what you should know.

How Can You Get the Most Out of Your Golden Years?

Will you be able to support yourself in retirement to get the most out of all those golden years?

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